We are a discounted low interest rate real estate mortgage loan broker. This Web site provides you with an array of home mortgages and detail comparisons among them. There are many no out-of-pocket refinancing mortgages for your selection. Compare before you make a financing decision!

Our main office is located in Fremont in the San Francisco Bay Area. We are the mortgage financing specialist servicing California.

This is the Web site of ORO REAL, INC dba Fidelity Broker, a licensed real estate broker with the California Department of Real Estate (license number 01206060.)

Special "No Financial Verification" Mortgage Programs

To promote our Web site, we are offering a mortgage loan program that has

• Very low interest rate (as low as 4.375% fixed rate)
• No financial documentation needed (i.e. No Doc)
• The Loan-to-value (LTV) ratio can be as high as 95%.
• The loan amount can be as high as $1,500,000.

The conditions on this mortgage loan program are

• For LTV ratio more than 65%, the better your credit score, the better rate you'll get.
• You may partially document your finance (i.e. Limited Doc) to obtain a better rate.

Don't think that this special mortgage program has a much higher interest rate. Our rates are as competitive as some other regular mortgage programs elsewhere. They are only slightly worse than our own regular mortgage programs.

If you are unable to document your finance completely, check out this special promotion program now!

• Special No Doc Mortgage for refinance
• Special No Doc Mortgage for purchase

Low Rate Mortgage Loan Programs

If you can document your finance as needed, we have lots of mortgage loan programs with very low interest rates (as low as 3.5% fixed-rate) or with no out-of-pocket expenses refinancing.

Check out our low mortgage interest rates now!

• Mortgage loans for refinance
• Mortgage loans for purchase

Glossary of mortgage financing terms